*{margin:0;padding:0;box-sizing:border-box}
:root{--ink:#0f2536;--ink2:#3d5566;--brand:#0d5c86;--brand2:#0a7ea4;--accent:#e2700f;--line:#e2ebf1;--bg:#f5f9fc;--white:#fff}
html{-webkit-text-size-adjust:100%}
body{font-family:-apple-system,BlinkMacSystemFont,"PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif;color:var(--ink);background:var(--white);line-height:1.75;font-size:16px}
a{color:var(--brand);text-decoration:none}
a:hover{color:var(--accent)}
img{max-width:100%}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:saturate(180%) blur(8px)}
.hd{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;letter-spacing:.5px;color:var(--ink);white-space:nowrap}
.logo span.mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--brand),var(--brand2));color:#fff;display:grid;place-items:center;font-size:15px;font-weight:800}
nav{display:flex;gap:4px;flex-wrap:wrap}
nav a{padding:8px 11px;border-radius:8px;color:var(--ink2);font-size:15px;font-weight:500}
nav a:hover,nav a.on{background:var(--bg);color:var(--brand)}
.tel{display:inline-flex;align-items:center;gap:7px;background:var(--accent);color:#fff;padding:9px 16px;border-radius:9px;font-weight:700;font-size:15px;white-space:nowrap}
.tel:hover{background:#c65f08;color:#fff}
.hero{background:linear-gradient(160deg,#0a2c44 0%,#0d5c86 55%,#0a7ea4 100%);color:#fff;padding:74px 0 66px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-80px;width:420px;height:420px;border-radius:50%;background:rgba(255,255,255,.05)}
.hero .kicker{display:inline-block;font-size:13px;letter-spacing:2px;background:rgba(255,255,255,.14);padding:6px 14px;border-radius:99px;margin-bottom:20px}
.hero h1{font-size:40px;line-height:1.3;font-weight:800;letter-spacing:-.5px;max-width:880px}
.hero h1 em{font-style:normal;color:#ffd08a}
.hero p.lead{margin-top:18px;font-size:17px;color:rgba(255,255,255,.88);max-width:760px}
.hero .btns{margin-top:32px;display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 26px;border-radius:10px;font-weight:700;font-size:16px}
.btn-p{background:#fff;color:#0d5c86}
.btn-p:hover{background:#eaf4fa;color:#0d5c86}
.btn-o{border:1.5px solid rgba(255,255,255,.5);color:#fff}
.btn-o:hover{background:rgba(255,255,255,.12);color:#fff}
.trust{background:var(--bg);border-bottom:1px solid var(--line);padding:20px 0}
.trust .row{display:flex;gap:28px;flex-wrap:wrap;justify-content:center;font-size:14px;color:var(--ink2)}
.trust .row b{color:var(--brand)}
section{padding:62px 0}
section.alt{background:var(--bg)}
h2.sec{font-size:29px;font-weight:800;letter-spacing:-.3px;text-align:center}
p.sub{text-align:center;color:var(--ink2);margin-top:10px;margin-bottom:38px;font-size:16px}
h3{font-size:19px;font-weight:700;margin-bottom:8px}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 24px;transition:.2s}
.card:hover{border-color:#b8d6e6;box-shadow:0 10px 28px rgba(13,92,134,.09);transform:translateY(-2px)}
.card .ico{width:42px;height:42px;border-radius:11px;background:linear-gradient(135deg,#e8f3f9,#d3e8f2);color:var(--brand);display:grid;place-items:center;font-weight:800;font-size:17px;margin-bottom:14px}
.card p{color:var(--ink2);font-size:15px}
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 16px;position:relative}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:-11px;left:16px;width:24px;height:24px;border-radius:50%;background:var(--brand);color:#fff;font-size:13px;font-weight:700;display:grid;place-items:center}
.step b{display:block;font-size:16px;margin-bottom:6px}
.step small{color:var(--ink2);font-size:13.5px;line-height:1.6;display:block}
table{width:100%;border-collapse:collapse;font-size:15px;background:#fff}
th,td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
th{background:#eef6fa;font-weight:700;color:var(--ink)}
td:first-child{white-space:nowrap;color:var(--ink);font-weight:600}
.faq{display:grid;gap:14px;max-width:880px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px}
.faq summary{font-weight:700;cursor:pointer;font-size:16px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:before{content:"Q ";color:var(--accent);font-weight:800}
.faq p{margin-top:10px;color:var(--ink2);font-size:15px}
.cta{background:linear-gradient(135deg,#0a2c44,#0d5c86);color:#fff;border-radius:18px;padding:44px 40px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.cta h2{font-size:26px;font-weight:800}
.cta p{color:rgba(255,255,255,.85);margin-top:8px}
.article{max-width:880px;margin:0 auto}
.article h1{font-size:34px;line-height:1.35;font-weight:800;letter-spacing:-.4px}
.article .meta{color:var(--ink2);font-size:14px;margin:14px 0 26px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.article h2{font-size:23px;font-weight:800;margin:36px 0 12px}
.article h3{font-size:18px;margin:24px 0 8px}
.article p{margin:12px 0;color:#22384a}
.article ul,.article ol{margin:12px 0 12px 22px;color:#22384a}
.article li{margin:7px 0}
.article blockquote{border-left:4px solid var(--brand2);background:var(--bg);padding:14px 18px;margin:18px 0;color:var(--ink2);border-radius:0 10px 10px 0;font-size:15px}
.article table{margin:18px 0}
.breadcrumb{font-size:13.5px;color:var(--ink2);padding:18px 0 0}
footer{background:#0a2233;color:rgba(255,255,255,.72);padding:46px 0 26px;font-size:14.5px}
footer a{color:rgba(255,255,255,.8)}
footer a:hover{color:#ffd08a}
.ft{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}
.ft h4{color:#fff;font-size:15px;margin-bottom:12px;font-weight:700}
.ft li{list-style:none;margin:7px 0}
.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;text-align:center;font-size:13.5px;color:rgba(255,255,255,.55)}
.copy a{color:rgba(255,255,255,.7)}
@media(max-width:900px){.g4,.g3,.g2{grid-template-columns:1fr 1fr}.flow{grid-template-columns:1fr 1fr}.ft{grid-template-columns:1fr}.hero h1{font-size:29px}.hd{height:auto;padding:12px 0;flex-wrap:wrap}nav{order:3;width:100%;overflow:auto}.tel{padding:8px 12px;font-size:14px}}
@media(max-width:600px){.g4,.g3,.g2,.flow{grid-template-columns:1fr}.hero{padding:48px 0 42px}.hero h1{font-size:25px}.article h1{font-size:26px}h2.sec{font-size:23px}section{padding:44px 0}}